Business Advisor - Ongoing Due Diligence, Dublin

At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You’ll treat colleagues and customers with fairness and Show Respect, and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.

Location / Office Policy: Hybrid working with 3 days per week in the office, based in Central Park

Do you want to protect customers and society from financial crime by:

• Completing high‑quality, risk‑based AML Ongoing Due Diligence (ODD) reviews for Business and Corporate Banking customers?
• Analysing customer activity, structures and financial information to support sound AML decision‑making?
• Playing an active role in protecting customers and communities from money laundering and other financial crime?
• Working in a collaborative First Line of Defence environment where accuracy, judgement and accountability matter?

What is the Role?

We are recruiting for a Level 2 AML Ongoing Due Diligence Specialist to join the Financial Crime Centre of Excellence.

Financial Crime operates as part of the First Line of Defence, protecting AIB, our customers and society from money laundering, terrorist financing, fraud and other criminal activity. By centralising AML, Sanctions and Fraud expertise and investing in technology, the Centre of Excellence enables consistent, risk‑based decision‑making and rapid response to emerging threats.

In this role, you will support Business and Corporate Banking by completing Ongoing Due Diligence (ODD) reviews, using a risk‑based approach to monitor customer relationships and ensure compliance with AIB AML Policy, Standards and regulatory obligations. The role is suited to someone with experience or developing expertise in AML, particularly in relation to business and/or corporate customers, who wants to build a strong career in Financial Crime.

Key Accountabilities

• Complete AML Ongoing Due Diligence (ODD) reviews in line with AML Standards, procedures and localised process documents.
• Apply a risk‑based approach when reviewing customer profiles, ownership structures, transactional behaviour and risk triggers.
• Analyse information held on bank systems and external documentation to support informed AML decision‑making.
• Review and interpret customer financial statements as part of the AML risk assessment process.
• Follow up outstanding information with customers and Local Markets, demonstrating tenacity and attention to detail.
• Accurately update and record customer AML information on bank systems.
• Work professionally and collaboratively with offshore colleagues to deliver agreed outcomes.
• Use Active Operations Management (AOM) to manage workload and deliver outputs in line with agreed resource plans and SLAs.
• Contribute to a culture of continuous improvement, supporting enhancements to AML processes in a changing regulatory environment.

What You Will Bring

• Experience reviewing Business accounts, sectors and understanding
• Ability to analyse and interpret data and information, manage competing priorities and deliver to tight deadlines governed by SLAs.
• Knowledge of Financial Crime, AML and Legal & Regulatory Requirements, or a strong appetite to develop this knowledge further.
• Experience or exposure to Business and/or Corporate Banking customers is desirable.
• Strong analytical and problem‑solving skills, with attention to detail.
• A collaborative, engaged team player who can also work on their own initiative.
• Strong interpersonal skills with evidence of working effectively with colleagues to deliver shared objectives.
• Ability to work in a high-volume operational environment with strict Service Level Agreements, eliminating roadblocks to resolve cases quickly and efficiently while reducing risk.
• Demonstrated experience owning and managing a personal pipeline of cases ensuring SLA and risk policy adherence.
• Flexibility and agility to learn and move across AML Specialist teams within Financial Crime as required.

Why Work for AIB:

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

Please click here for further information about AIB’s PACT – Our Commitment to You

Key Capabilities

Behavioural Capabilities

• Customer First – Builds strong customer relationships and delivers customer‑centric solutions.
• Ensures Accountability – Takes ownership for tasks and delivers on commitments.
• Collaborates – Works effectively with others to achieve shared goals.
• Eliminate Complexity

Technical Capability

• Legal, regulatory and compliance

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Sarah, at careers@aib.ie  for a conversation.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie

Disclaimer: 

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.  

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie

Application deadline : 8th April