Manager, Transaction Monitoring Compliance

At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You’ll treat colleagues and customers with fairness and Show Respect, and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.

Transaction Monitoring Compliance Manager

Location / Office Policy
Central Park / Hybrid

Are you someone who can:

• Develop, maintain and oversee a robust Transaction Monitoring (TM) Compliance Framework?
• Demonstrate strong experience across financial crime compliance, transaction monitoring oversight, audit or AML/CTF risk management?
• Lead and develop a specialist team, providing credible oversight, challenge and advice at senior levels across business, analytics and technology functions?

About the Role

This role presents an exciting and challenging opportunity for an experienced Transaction Monitoring Compliance professional who thrives in a dynamic environment and is motivated to deliver meaningful outcomes.

The role sits within Group Financial Crime Compliance (Second Line of Defence) and is responsible for providing independent oversight of AIB’s Transaction Monitoring framework, ensuring compliance with applicable AML/CTF regulatory requirements, internal policies and industry best practice.

You will play a key role in maintaining and evolving the Transaction Monitoring Compliance framework, advising senior management on regulatory expectations, and providing effective governance, oversight and challenge across TM strategy, coverage, detection approaches, management information and remediation activity.

The role is suited to candidates with backgrounds in Compliance, Risk, Audit or Transaction Monitoring oversight, with the ability to engage confidently on technical TM topics.

Key Accountabilities

Regulatory Compliance & Policy Oversight

• Act as a subject matter expert on Transaction Monitoring regulation and guidance, advising senior management and key stakeholders on regulatory obligations, emerging risks and industry best practice.
• Conduct regulatory gap analyses and impact assessments arising from changes in AML/CTF regulation, supervisory focus or enforcement outcomes relevant to Transaction Monitoring.
• Oversee the Transaction Monitoring governance framework, including escalation processes, issue management and support for regulatory engagement and submissions.

Risk Assessment & Monitoring

• Lead Transaction Monitoring compliance risk assessments, drawing on outputs from risk and coverage assessments, scenario inventories and key control reviews.
• Provide independent second‑line oversight and testing of Transaction Monitoring controls, including:
• Governance of detection scenarios and typologies
• Coverage and risk alignment
• Model limitations, assumptions and change processes
• Reliance on systems, data and management information
• Review and challenge Transaction Monitoring MI and reporting, ensuring metrics are meaningful, reliable and support effective senior management oversight.
• Prepare and present clear, insightful compliance reporting to senior management, governance forums and regulators, highlighting key TM risks, trends and remediation actions.

Training & Advisory

• Design and deliver Transaction Monitoring compliance training to promote understanding of regulatory expectations, typology risk and control obligations.
• Provide advisory support to first‑line, analytics and programme stakeholders on Transaction Monitoring matters, including:
• Change initiatives and enhancements
• New or evolving detection approaches
• Identified control weaknesses or events
• Champion a strong culture of financial crime compliance, supporting effective challenge, regulatory awareness and accountability across the organisation.

What You Will Bring:

• 5+ years’ experience in financial crime compliance, transaction monitoring, AML/CTF risk management or internal/external audit, ideally within Banking or Financial Services, with at least 3 years in a leadership or senior advisory role.
• Strong knowledge of Transaction Monitoring regulatory frameworks, supervisory expectations and industry best practice.
• Demonstrated experience providing second‑line or audit‑style oversight and challenge across complex control frameworks.
• Sufficient technical understanding of Transaction Monitoring systems, detection scenarios, coverage and MI to evaluate effectiveness, challenge assumptions and engage credibly with technical teams (hands‑on analytics or coding experience is not required).
• Experience working with databases and using SQL to query, extract, transform and quality‑check data used for Transaction Monitoring MI, coverage assessment and control testing.
• Familiarity with analytical languages (e.g., Python, R, SAS) and/or visualisation tools (e.g., PowerBi) to support evidence‑based oversight, thematic reviews and audit/compliance testing.

Why Work for AIB:

At AIB, we are committed to supporting our colleagues through choice and flexibility in how we work. Our hybrid working model balances business needs, customer outcomes and colleague wellbeing.

Key benefits include:

• Market‑leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Comprehensive family leave options
• Two paid volunteer days per year

You can find further information on AIB’s PACT – Our Commitment to You on our careers site.

Key Capabilities

Behavioural Capabilities

• Ensures Accountability
• Drives Vision and Purpose
• Strategic Mind‑set

Technical Capabilities

• Depth of Transaction Monitoring & Financial Crime Knowledge
• Negotiation, Influence and Effective Challenge
• Risk Identification and Mitigation

If you are unsure about your suitability, please contact the Recruiter Nicole Pasquetti for this role at careers@aib.ie for an informal discussion.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie

Disclaimer:

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.  

Closing date: 6th May 2026