Payment Fraud Analyst

At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You’ll treat colleagues and customers with fairness and Show Respect, and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.

Location/Office Policy:  Central Park, Dublin 18 - 3 days onsite per week

• Would you like to play a leading role in a team whose ambition is to become a world class fraud function, exceptional at developing talent and turning information into insights? 
• Do you enjoy collaborating with cross functional teams and influencing business direction with data-backed evidence? 
• Do you actively seek opportunities for innovation and continuous improvement?

What is the Role:

We are looking for a self-driven and detail-oriented Payments Fraud Analyst to support fraud decisioning and MI within the payments fraud domain. This role will focus on payment fraud data, reporting, trend analysis, and support for control and rule improvement activity

Key accountabilities;

• Analyse payment fraud and operational datasets to identify trends, risks, anomalies, and performance insights.
• Design and support MI dashboards and reporting for payment fraud performance, decisioning effectiveness, and operational status.
• Ensure data accuracy, consistency, and alignment with business definitions across payment fraud MI.
• Support fraud use cases such as transaction monitoring, fraud pattern analysis, and root-cause analysis using operational and fraud data
• Assist with the documentation of controls, KPIs, and reporting mechanisms for payments fraud operations.

• Contribute to reporting automation, standardisation, and continuous improvement initiatives.

What you Will Bring:

• 2–4 years’ experience in data analysis, MI reporting, fraud analytics, or operational reporting within banking or financial services.
• Hands-on experience using SQL, large datasets, and Power BI or similar reporting tools.
• Strong ability to simplify complex data into meaningful dashboards and business-friendly reporting.
• Analytical mindset and ability to identify patterns, anomalies, and emerging issues from payment fraud data.
• Good understanding of fraud typologies including payment fraud, account takeover, and mule activity is desirable.
• Ability to operate with initiative, ownership, and strong attention to detail.

Why Work for AIB:

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

Please click here for further information about AIB’s PACT – Our Commitment to You.

Key Capabilities

• Customer First
• Ensures Accountability
• Eliminates Complexity
• Data Analysis
• Data Insight
• Stakeholder Management

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Sarah Lyons, at careers@aib.ie  for a conversation.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie

Disclaimer:

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.  

Application deadline: Friday 31st July 2026