IRB Regulatory Risk Analyst, Dublin

Date: 18 Jun 2024

Location: Dublin, IE, IE

Company: Allied Irish Bank

Role: IRB Regulatory Risk Analyst


Location: Molesworth Street, Dublin 2


This role is being offered on a permanent basis.



  • Have you experience in interpretating regulation and/or someone with a Credit Risk background with an understanding of regulatory guideline that underpin the Credit Policy suite?
  • Have you a thirst for developing your regulatory knowledge further in this space?
  • Are you as self-starter capable of bringing colleagues from different viewpoints together to achieve optimum solutions?
  • Do you enjoy stakeholder engagement and are willing to expand within the role given that the role requires broader enterprise interactions?



About the Role:

The Risk Function is an independent, second line of defence function that monitors, controls and supports risk-taking activities across AIB. The purpose of the Risk Function is to provide advice and guidance in relation to risk while providing independent oversight and reporting on AIB’s risk profile.

The Risk Function’s main objective is to ensure AIB has a robust risk management framework and culture in place to ensure risks are taken within the risk appetite set by the Board, in support of AIB’s customer franchise and social responsibility.  

The role is positioned within the Regulatory Interpretation workstream of the Enterprise Internal Ratings Based (IRB) Programme. The main objective of the Enterprise IRB Programme is to deliver a comprehensive IRB infrastructure and model suite which will deliver broad benefits to the Group including regulatory compliance, capital management and enhanced business decision making.

The Regulatory Interpretation workstream is an enablement workstream that supports all other IRB Programme workstreams to ensure that the Group’s IRB rating systems are regulatory complaint.



Key Responsibilities Include:

  • Develop and maintain up-to-date knowledge of IRB regulatory requirements by leveraging both programme and Group compliance processes.
  • Provide support in the provision of regulatory guidance to IRB programme colleagues.
  • Develop knowledge of internal IRB control environment in order to be in a position to provide guidance on internal controls required to mitigate IRB regulatory risks.
  • Ensure that decision points are adequately evidenced.
  • Adhere to the Regulatory Workstream ways of working with other workstreams in the Programme.
  • Building effective relationships with colleagues within/outside the programme to achieve deliverables. This includes representing the workstream on working groups/programme forums.
  • Communicate outcomes and recommendations clearly to technical and non-technical audiences.
  • Provide support in all processes relating to the workstream as and when required.



What you will bring:

  • Minimum 3 years’ experience in interpretating regulatory requirements and/or knowledge of the credit risk control environment.
  • Excellent oral and written communication skills.
  • Highly motivated, with a proven ability to work on own initiative within a challenging and dynamic work environment.  A willingness to work hard to get up to speed on IRB regulatory requirements.
  • Proven ability of building and maintaining relationships with internal and external stakeholders.
  • Experience representing your team on working groups/programme forums and managing prioritisation of tasks day to day.



Life at AIB


At AIB, we have a clear purpose - empowering people to build a sustainable future. We want to be at the heart of our customers’ financial lives by giving them an exceptional experience. That goes for our employees too.

We are building a culture that breaks the conventions of what our customer and employees expect of a bank.


We are committed to offering our colleagues choice and flexibility in how we work and live.  Our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.  More details on our hybrid working arrangements and expected office attendance for your role will be provided to you during the recruitment process.


AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We celebrate diversity and believe in a culture of inclusion where all our employees can succeed. We welcome applications from people of diverse backgrounds and abilities. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at


If you feel you have what it takes, click apply and fill in the online application form. If you would like more information please contact the Talent Acquisition Team at



Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.


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