Junior Relationship Manager - Corporate Banking, Dublin

Location/Office Policy:  Molesworth Street, Dublin 2 or 66 South Mall, Cork, with Hybrid Working

• Do you have good credit assessment and credit management skills?
• Would you like to Learn from sector specialists and deal with high profile corporate customers?

What is the Role:

We are currently seeking credit professionals with experience in credit analysis, cash-flow lending, and financial modelling to join our Corporate Banking team. In this role, you will contribute to the continued expansion of our business activities and the management of the existing debt portfolio.

Key accountabilities;

• Assist in performing commercial and credit analysis on potential opportunities, to include both qualitative and quantitative due diligence and appropriate financial analysis and stress testing.
• Assist in the preparation of comprehensive credit applications for presentation to Credit Committee.
• Participation in meetings & conference calls with customers and market participants.
• Assist in the on-going portfolio monitoring including timely review of financial / performance reports, and market trends / research that may impact the portfolio.
• Play a role in the execution of a strategic plan for the sustainment and growth of key business opportunities for Corporate Banking.
• Get involved in the management of the existing loan book and overall loan portfolio from a credit and risk perspective.

What you Will Bring;

• Good credit assessment, credit management and cashflow lending skills
• Good analytical skills together with an ability to think and act laterally and creatively.
• Commitment to participating in maintaining strong relationships with existing clients through the provision of a first class quality customised service.
• An ability to work on own initiative and interact as part of a highly driven team.
• Experience in learning 'on the job' and a strong ability to use various systems in the management, analysis and use of data/information.
• Understand the lending process and that of reviewing and analysing the performance of a loan in line with the terms and conditions of the legal documentation/Loan Agreement.

Why Work for AIB:

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

Please click here for further information about AIB’s PACT – Our Commitment to You.

Key Capabilities

• Develops Talent
• Collaborates
• Credit Risk Analysis
• Relationship Management
• Industry & Competitor Knowledge

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Talent Acquisition Team at (careers@aib.ie) for a conversation.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie

Disclaimer: 

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.  

Application deadline : 30th January 2025