Treasury Credit Professional Analyst, Dublin/Hybrid

Role Title: Treasury Corporate Credit Analyst

Location/Office Policy:  Hybrid working, which will include a blend of onsite (Molesworth St, Dublin) and remote working

AIB Finance are looking for talented and ambitious professionals to join our Treasury Corporate Credit Analyst team. This is a permanent role with a competitive benefits package including pension and holiday entitlements.

Our Finance team are key to AIB’s success in delivering its strategic and financial objectives. We are looking for individuals of all backgrounds who want to be part of that successful team, develop their skills, realise their potential and enjoy rewarding careers. We have a hybrid working model that enables our people to balance their time between working from home and the office. Supporting our teams in this way is important to our success.

What is the Role:

As a Treasury Credit Professional, Level 3, in the Treasury Corporate Credit team within Treasury, the role involves;

Working within a small team of lending professionals in a dynamic area to support the AIB Treasury function in the achievement of its business objectives. Treasury Corporate Credit is a discrete function within the wider Treasury Credit Business Unit. The role of the unit is to manage AIB’s Bank & Sovereign, Treasury Corporate and Structured Securities credit risk. The Treasury Corporate Credit team provides credit management support to the Fixed Income Investments Desk in relation to its Treasury Corporate Bond Portfolio and to dedicated Corporate Treasury teams in Dublin and London in relation to bilateral FX customer relationships.

Key Accountabilities;

• Credit management of a portfolio of corporate counterparties in relation to Treasury's Bond Investment requirements or clients in relation to their Treasury product requirements.
• Analysis of corporate entities for the purpose of preparation of credit applications to include financial, business and industry analysis and formulation of recommendation.
• On-going monitoring of all counterparties and relevant market developments including review of trading updates/financials/corporate news and benchmarking against base cases etc. with a view to initiating any credit action if required.
• Maintaining the underwriting standards and credit risk quality of the portfolio.
• Presenting credit proposals to the relevant credit committees.

What you Will Bring ;

Please note that the following criteria forms the basis of your answers on the application form.

1. 3+ years’ experience in credit risk or other banking/financial services environment.
2. Working knowledge and understanding of financial statements and accounting.  Degree in a relevant discipline is desirable (e.g. commerce/Business/Banking (Institute of Bankers), Economics) and/or are undertaking a professional qualification such as accountancy or risk management.
3. Ability to research and grasp an understanding of a company/new markets/industry sectors quickly and complete analysis of same with high level of attention to detail and accuracy.
4. Strong interpersonal skills with high level of communication and presentation skills.   
5. Ability to act on own initiative and act decisively in a demanding environment

Why Work for AIB

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

Please click here for further information about AIB’s PACT – Our Commitment to You.

Key Capabilities

Behavioural Capabilities:

• Collaborates
• Ensures Accountability
• Streamline & Simplify

Technical Capabilities:

• Credit Risk Analysis
• Finance & Economic Trends

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role  careers@aib.ie  for a conversation.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie

Disclaimer: (On external only)

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.  

Application Deadline : Wednesday 5th March 2025