Senior Financial Risk Analyst, london/Belfast

Location/Office Policy: London (St Mary’s Axe) or Belfast (Ann Street)

Remote Centric

• Do you want to be part of a highly skilled and collaborative risk management team?
• Are you able to grasp complex, high impact risk management challenges and distil their primary risk drivers?
• Can you provide clear, informed, risk challenge to our first line colleagues, to help them manage financial risks within our business?

What is the Role:

The Risk Function is an independent, second line of defence function that monitors, controls and supports risk-taking activities across AIB.  The purpose of the Risk Function is to provide advice and guidance in relation to risk while providing independent oversight and reporting on AIB’s risk profile.

The Risk Function’s main objective is to ensure AIB has a robust risk management framework and culture in place to ensure risks are taken within the risk appetite set by the Board, in support of AIB’s customer franchise and social responsibility.

Reporting to the UK Head of Financial Risk, the successful candidate will support the evolution of the UK Financial Risk team.

Key accountabilities;

We’re looking for someone who would be interested in:

Providing independent review and challenge of AIB UK’s ILAAP and ICAAP.

Overseeing the Bank’s suite of risk appetite metrics as they relate to Funding & Liquidity and Market Risk, including drafting of the team’s monthly submission to UK Risk Committee.

Leading the team’s involvement in key annual risk management processes (eg Risk Appetite formulation, Material Risk Assessment process and Framework/Policy reviews).

Supporting the UK Risk review & challenge of the annual Business Plan and Strategy.

Writing risk opinion papers in relation to material changes proposed by the business and presenting findings to UKRC or UK ALCo.

Engaging with external firms or industry forums to inform business strategies and policy and ensure these continue to reflect current legal and regulatory requirements.

What you Will Bring ;

• A degree in Finance, Economics, Mathematics, or related Risk/Finance based discipline.
• Strong experience in ALM, IRRBB or Treasury Risk Management within a banking or financial institution.
• In-depth knowledge of regulatory frameworks related to IRRBB or Funding & Liquidity (eg Basel Committee guidelines, PRA/EBA standards).
• Strong analytical, problem-solving, and communication skills.
• Proven people management experience, including ability to upskill staff in technically complex topics.

Why Work for AIB :

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

Please click here for further information about AIB’s PACT – Our Commitment to You.

Key Capabilities

• Knowledge of Legal and Regulatory Requirements Maintains and demonstrates up-to-date knowledge of industry regulatory requirements and ensures its implementation and monitoring where required.
• Investigating and Reporting: Investigates incidents or issues to determine the cause, circumstances, and contributing factors. Documents detailed findings and suggests and implements necessary resolutions.
• Collaborates: Building partnerships and working collaboratively with others to meet shared objectives.
• Technical Communication / Presentation: Communicates with clarity and precision, presenting complex information in a concise format that is audience appropriate.
• Streamline and Simplify: Knowing the most effective and efficient processes to get things done, with a focus on continuous improvement.
• Negotiation and Influence: Engages in discussion to reach an agreement and create outcomes, affecting the action, behaviours, or opinions of others.

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Aoife Donoghue, at careers@aib.ie  for a conversation.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie

Disclaimer:

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.  

Application deadline: Thursday 27th February 2025