Credit Risk Manager, Credit Risk, Dublin

Role Title: Credit Risk Manager

Location: Our teams are currently working remotely and we expect this to continue for some time in light of the present circumstances.  Post pandemic, we will have a hybrid approach to working, which will include a blend of onsite and remote working

This role is being offered on a permanent full time basis.

Credit Risk at AIB

Credit Risk is a Second Line function responsible for the review and challenge of credit risk proposals for customers. A vacancy now exists on the Capital Markets Credit Risk team, assessing proposals including Leverage, Real Estate, Structured Investments, Corporate Bonds, Project Finance, Infrastructure and Mezzanine Finance.  The successful candidate will have responsibility for the delivery of a professional lending service to a number of Business teams and ultimately the Banks customers

We're looking for someone who can:

• Credit Management – Responsible for participating in a team of Credit Risk underwriters who guide First Line Management in support of the customer agenda, while providing a strong Second Line challenge, in line with the Bank’s Credit Risk Appetite and Policies demonstrating that decisions have been undertaken in a balanced and objective way.
• Anticipates the reaction of others and adapts communication and influencing approaches accordingly.
• Negotiates and facilitates effectively in a range of situations to achieve the optimum result.
• Delivers performance through people – supporting performance and development.
• Has a proven ability to make timely and quality decisions.

AIB Brand Values

It is a given that the role holder will be a strong role model of the AIB Values: Be One Team | Own the Outcome | Drive Progress | Show Respect | Eliminate Complexity

Who are we?

We’re AIB. A strong Irish bank packed with purpose - to back our customers to achieve their dreams and ambitions. That goes for our employees too. We’re made of small teams where you have the chance to shine.

Why join us?

We are excited about how we have changed our focus. We want to be at the heart of our customers’ financial lives by giving them an exceptional experience. We are building a culture that breaks the conventions of what our customers and employees expect of a bank.

Does this sound like something that you want to be part of?

You will need to show us that you can/have:

• Proven high level of Credit Skills with good commercial awareness, including an ability to interpret and challenge. Demonstrated ability to provide robust 2nd line review and challenge & maintain resilience in a dynamic and fluid Credit environment.
• Evidence of high standards of professionalism in relation to Credit Underwriting/Management and ensuring compliance with all legislation, regulation, policy and standards.
• Demonstrated ability to make Credit decisions that are considered from both a Credit Risk perspective and also with a customer conduct lens to ensure fair and equitable treatment.
• Problem solver with well-developed leadership and negotiation skills and experienced in dealing with senior stakeholder groups.
• Ability to interpret and understand complex Credit cases to be in a position to provide informed advice and/or approval in relation to Credit decisions. Reviewing 1LOD papers and preparing/input to 2LOD Risk Opinions.

If you feel you have what it takes, Click Apply and fill in the online application form. If you would like more information from the Talent Acquisition Team via email careers@aib.ie.

By when?  Closing date is 27th September 2021