Credit Risk Senior Analyst, Dublin

Date: 09-Sep-2021

Location: Dublin, IE

Company: Allied Irish Bank

Role Title: Credit Risk Senior Analyst


Career Level: Level 3

Career Family: Risk & Assurance

Core Job: Second Line Senior Risk Analyst

Location: To be confirmed (Please note that staff within the Risk teams are currently working remotely)


Is this role F&P impacted? No

Is this role MCC impacted? No                                      


Vacancy Schedule:

Closing date for applications: Friday 24th September

Expected shortlisting: week commencing 27th September

Expected interviews: week commencing 4th October

Expected results: week commencing 11th October


Summary of role:

Credit Risk is a Second Line function responsible for the review and challenge of credit risk proposals for customers.  A vacancy now exists on the Corporate, Business Centre & Treasury Credit Team, assessing proposals for SME and Corporate Borrowers. You will work on a team that delivers a professional lending service to a number of Business teams and ultimately the Banks customers.


We are looking for someone who:

  1. Analyses the credit and risk implications of credit proposals and makes well-informed lending decisions.
  2. Anticipates the reaction of others and adapts communication and influencing approaches accordingly.
  3. Negotiates and facilitates effectively in a range of situations to achieve the optimum result.
  4. Delivers performance through people – supporting performance and development.
  5. Has a proven ability to make timely and quality decisions.


AIB Brand Values

It is a given that the role holder will be a strong role model of the AIB Values:  Be One Team, Own the Outcome, Drive Progress, Show Respect, and Eliminate Complexity.

Minimum CriteriaPlease note that the following criteria forms the basis of your answers on the application form.

  1. Proven high level of Credit Skills with good commercial awareness, including an ability to interpret and challenge. Demonstrated ability to provide robust 2nd line review and challenge & maintain resilience in a dynamic and fluid Credit environment
  2. Evidence of high standards of professionalism in relation to Credit Underwriting/ Management and compliance with all legislation, regulation and Policy and standards.
  3. Solution focused with strong interpersonal and negotiating skills and evidence of an ability to interact, engage and influence.
  4. Ability to interpret and understand complex credit cases to be in a position to provide informed advice and/or approval in relation to credit decisions.

As part of the selection process, the successful applicant will be expected to demonstrate the AIB Behaviours and ability in the Behavioural and Technical Capabilities reflected below:

Please note that the capabilities will only be asked at interview stage:

Behavioural Capabilities

  1. Ensure accountability
  2. Collaborates
  3. Streamline & simplify

Technical Capabilities

  1. Credit Risk Analysis
  2. Negotiation and influence


By submitting an expression of interest for this position, you are confirming that you have had the relevant conversation with your manager.


Further information on this role is available from hiring manager Siobhan Beecher at or 086-8226704 or Jean-Anne Kelleher 086-0285059

Job Segment: Credit Analyst, Risk Management, Underwriter, Credit, Finance, Insurance